[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/pshs.cz\/vynosnost-podnikani-neni-zarucena\/#Article","mainEntityOfPage":"https:\/\/pshs.cz\/vynosnost-podnikani-neni-zarucena\/","headline":"V\u00fdnosnost podnik\u00e1n\u00ed nen\u00ed zaru\u010den\u00e1","name":"V\u00fdnosnost podnik\u00e1n\u00ed nen\u00ed zaru\u010den\u00e1","description":"Podnik\u00e1n\u00edm se v prvn\u00ed \u0159ad\u011b vyd\u011bl\u00e1vaj\u00ed pen\u00edze. A mus\u00ed se jich vyd\u011bl\u00e1vat dost na to, aby za n\u011b mohlo pokra\u010dovat fungov\u00e1n\u00ed firem, v nich\u017e se provozuje, a aby si p\u0159i\u0161li na sv\u00e9 v\u0161ichni, je\u017e takov\u00e9 soukrom\u00e9 podnik\u00e1n\u00ed \u017eiv\u00ed. Ale v\u011b\u0159te mi, \u017ee se to ned\u011bje. I ti nejsna\u017eiv\u011bj\u0161\u00ed z podnikatel\u016f se n\u011bkdy dost\u00e1vaj\u00ed do nep\u0159\u00edjemn\u00fdch […]","datePublished":"2026-03-09","dateModified":"2026-03-09","author":{"@type":"Person","@id":"https:\/\/pshs.cz\/author\/#Person","name":"","url":"https:\/\/pshs.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pshs.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/pshs.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppp_10_10_4.jpg","url":"https:\/\/pshs.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppp_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/pshs.cz\/vynosnost-podnikani-neni-zarucena\/","about":["Pen\u00edze"],"wordCount":428,"articleBody":"   Podnik\u00e1n\u00edm se v prvn\u00ed \u0159ad\u011b vyd\u011bl\u00e1vaj\u00ed pen\u00edze. A mus\u00ed se jich vyd\u011bl\u00e1vat dost na to, aby za n\u011b mohlo pokra\u010dovat fungov\u00e1n\u00ed firem, v nich\u017e se provozuje, a aby si p\u0159i\u0161li na sv\u00e9 v\u0161ichni, je\u017e takov\u00e9 soukrom\u00e9 podnik\u00e1n\u00ed \u017eiv\u00ed. Ale v\u011b\u0159te mi, \u017ee se to ned\u011bje. I ti nejsna\u017eiv\u011bj\u0161\u00ed z podnikatel\u016f se n\u011bkdy dost\u00e1vaj\u00ed do nep\u0159\u00edjemn\u00fdch situac\u00ed proto, \u017ee jejich p\u0159\u00edjmy nejsou takov\u00e9, jak\u00e9 by v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b m\u011bly b\u00fdt. \u017de jsou ne\u00fam\u011brn\u011b n\u00edzk\u00e9. Co\u017e samoz\u0159ejm\u011b situaci v podnik\u00e1n\u00ed komplikuje. Firma n\u011bkdy funguje tak, jak by fungovat nem\u011bla. A v\u00fdsledkem jsou z nejr\u016fzn\u011bj\u0161\u00edch p\u0159\u00ed\u010din p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy, kter\u00e9 ohro\u017euj\u00ed jej\u00ed existenci. A \u010d\u00edm v\u00edce pen\u011bz sch\u00e1z\u00ed, t\u00edm beznad\u011bjn\u011bji to s takov\u00fdm podnikem vypad\u00e1. A n\u011bkdy to m\u016f\u017ee vypadat i jako vysloven\u011b ztracen\u00fd p\u0159\u00edpad. Jako \u010dinnost sm\u011b\u0159uj\u00edc\u00ed nevyhnuteln\u011b ke krachu. Opravdov\u00ed podnikatel\u00e9 se ale nikdy nevzd\u00e1vaj\u00ed. Sna\u017e\u00ed se a nemaj\u00ed chvilku klidu, dokud se nezbav\u00ed panuj\u00edc\u00edch probl\u00e9m\u016f a neza\u010dnou zase dost vyd\u011bl\u00e1vat. A pokud jenom jejich snaha nesta\u010d\u00ed? Pak si t\u0159eba tak\u00e9 berou podnikatelsk\u00e9 p\u016fj\u010dky. A doufaj\u00ed, \u017ee se s jejich pomoc\u00ed zachr\u00e1n\u00ed. Co\u017e jim tak\u00e9 \u010dasto vyjde.Ale n\u011bkdy je i pouh\u00e1 snaha o z\u00edsk\u00e1n\u00ed podnikatelsk\u00e9 p\u016fj\u010dky marn\u00e1. N\u011bkdy oslovuje podnikatel r\u016fzn\u00e9 poskytovatele p\u016fj\u010dek, ale od v\u0161ech odch\u00e1z\u00ed s nepo\u0159\u00edzenou. A to t\u0159eba i tak dlouho, \u017ee za\u010d\u00edn\u00e1 ztr\u00e1cet nad\u011bji. Ale ona nad\u011bje um\u00edr\u00e1 a\u017e posledn\u00ed. A ztracen\u00fd je snad jedin\u011b ten, kdo nez\u00edsk\u00e1 ani nebankovn\u00ed hypot\u00e9ku. Proto\u017ee jsou to pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ky, kter\u00e9 se poskytuj\u00ed i podnikatel\u016fm maj\u00edc\u00edm skute\u010dn\u011b z\u00e1sadn\u00ed probl\u00e9my. Tady se nezdr\u00e1haj\u00ed p\u016fj\u010dit i pom\u011brn\u011b beznad\u011bjn\u00fdm p\u0159\u00edpad\u016fm. A to proto, \u017ee tu mus\u00ed \u017eadatel\u00e9 ru\u010dit za nebankovn\u00ed hypot\u00e9ku nemovitost\u00ed. A to je z\u00e1ruka, d\u00edky kter\u00e9 si p\u0159ijde na sv\u00e9 kdekdo.A kdy\u017e se tedy stane objektem z\u00e1jmu n\u011bjak\u00e9ho podnikatele americk\u00e1 nebankovn\u00ed hypot\u00e9ka, d\u00e1 se pova\u017eovat jeho probl\u00e9m za vy\u0159e\u0161en\u00fd. Proto\u017ee se tato p\u016fj\u010dka lehce z\u00edsk\u00e1 a lze ji tedy vyu\u017e\u00edt k z\u00e1chran\u011b podnik\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdnosnost podnik\u00e1n\u00ed nen\u00ed zaru\u010den\u00e1","item":"https:\/\/pshs.cz\/vynosnost-podnikani-neni-zarucena\/#breadcrumbitem"}]}]